ID de réservation
18553706
Quand ?
10th November 2025
Horaire ?
15:00pm - 16:00pm
Notes
SUBJECT/TOPIC: BANKING
VOCABULARY / EXPRESSIONS
BANK ACCOUNTS
Current account (compte courant): everyday banking, card payments, transfers
Deposit account / savings account: to save money and earn interest
CARDS
Debit card: the money leaves your bank account immediately
Credit card: you borrow money from the bank; you pay it back later
Credit score (USA): rating based on how you repay your credit card, loans, and bills
In France: banks focus mainly on salary, stability, and bank history
DEBIT CARD - carte bancaire - you have the money in your account and in live time, you are taking money out
CREDIT CARD - you are borrowing money, put a hold on a certain amount of money
in the USA, credit card
RECEIPT - recu
INVOICE - facture
charge - facturer
LOANS
Mortgage: home loan (prêt immobilier)
Loan: car loan, personal loan, business loan
Interest rate: percentage you pay back
Borrow: to take money
Lend: to give money temporarily
The bank lends money.
We borrow money from the bank.
ACTIONS
Withdraw money: take money out
Deposit money: put money in
Transfer: move money between accounts
Recurring transfer: repeating every month
Direct debit (prélèvement): a company takes money from your account automatically
Standing order: you schedule the transfer yourself every month
BALANCES
In credit: positive balance
Overdrawn: negative balance
Overdraft: the amount you can go below zero
DOCUMENTS
Invoice: facture
Receipt: reçu
Charge: to bill someone
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GRAMMAR NOTES
Borrow vs Lend
borrow = take
lend = give
Examples:
We borrowed 5,000 euros from the bank.
The bank lent us 5,000 euros.
Earn vs Win
earn = salary
win = lottery, competitions
Examples:
She earns 3,000 euros a month.
He won money in the lottery.
Spend vs Save vs Invest
spend = use money
save = keep money
invest = put money into something expecting growth
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PRONUNCIATION
Debit
/ˈdebɪt/
Not “dee-beet”. Short “e”.
Credit
/ˈkredɪt/
Receipt
/rɪˈsiːt/
The “p” is silent.
Loan
/ləʊn/
Long “o”.
Owe
/əʊ/
Same sound as “loan”.
Example: I owe the bank 200 euros.
Mortgage
/ˈmɔːɡɪdʒ/
The “t” is silent.